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What are my options?

Yamon! is dedicated to helping individuals purchase their own homes. We have a great deal of experience in a variety of programs, from traditional options to more creative solutions designed to assist you in buying your home.


Mortgage Brokers

Sometimes the best, most inexpensive option is through a knowledgeable, experienced mortgage broker. We have several that our clients have used successfully to get into their homes with as little cash out of pocket as possible. When working with one of our preferred brokers, Yamon! Investments will also contribute to your closing costs.


Rent to Own/Lease-Option

This is an excellent way for you to get into your first home if you don't have the credit to get a conventional loan. This was even how we got into our first homes! Here's how it works:

  1. We negotiate a year lease AND a contract for purchase and sale of the home.
  2. You have one year to exercise your option (make a decision) on purchasing the home at the price set forth in the contract.
  3. If you decide not to exercise your option, we can extend it with a new contract (sales price may increase due to market value) or you simply move out

This option gives you time to improve your credit score and shows the bank that you are able to make timely payments.


Seller Financing

With qualified buyers, Yamon! Investments will finance the purchase of your new home.

There are several options that we can explore based on the home and the buyer. This is a highly customized option that takes into account the entire picture and works to find the best solution for you.